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BOAT & RV LOANS

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The adventure starts here

  1. Lock in a fixed low rate that works for your budget
  2. Discover flexible terms and refinancing options
  3. Apply and manage your loan online

We finance boats and RVs

However you choose to take on the next journey, we’re here with a loan to help you get moving. We offer loans for:

  • Sailboats, motorboats, and pontoons
  • Motorhomes
  • RVs, trailers, and more
Apply for a boat & RV loan

FROM OUR COMMUNITY

“Love, love, LOVE Lighthouse! Have been with them for years now. Truck loan, personal loan, checking, savings, etc. They are always so helpful, kind and willing to help at the drop of a hat!!”

April D.

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Boat & RV Loan Rates

Current interest rates

TermAPR As Low As1Minimum BalanceModel Year
Up to 60 Months8.24%$5,0002020-2014
61-120 Months9.19%$25,0002020-2014
121-180 Months9.79%$50,0002020-2014
Up to 60 Months8.19%$5,0002024-2021
61-120 Months8.69%$25,0002024-2021
121-180 Months9.69%$50,0002024-2021

Effective date: November 21, 2024

Recreational Loan Disclosure

Including Boat & RV Loan Disclosure and Motorcycle & Powersports Loan Disclosure

Rates are shown as an Annual Percentage Rate (APR) and are subject to change without notice. APR is accurate as of date listed above.

  1. Rates are determined by term, amount financed and collateral. This is not a risk based product. Credit history does not determine rates.

Rates include loan discount. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan; having an active Lighthouse credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum.

Recreational Loan Payment Example

ATV/ Motorcycle / Jet Ski / Snowmobile:
Based on a $10,000 loan at 7.59% APR for 65 months. Monthly payment is approximately $206.58. Total finance charge is $2,305.94 (includes debt protection).

Boats/ RV:
Based on a $35,000 loan at 8.19% APR for 120 months. Monthly payment is approximately $500.81. Total finance charge is $17,297.37 (includes debt protection).

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.

Open an account