Shine a Light on Your Financial Future with Personalized Wealth Management
At Lighthouse Wealth Advisors, we believe every step you take toward financial security lights the way for a brighter future. With services offered through Cetera Investment Services, you’ll have access to an expanded suite of investment products and cutting-edge technologies.
Our comprehensive Wealth Management services are designed to guide you at every stage of your financial journey, offering personalized support to help you plan for the future and live confidently today.
Retirement Planning Services That Put You First
Planning for retirement is about more than saving—it’s about building a future that reflects your goals and values and designing a plan for every stage of your financial journey. Whether you want to feel more in control of your financial health or plan for future retirement, Lighthouse Wealth Advisors will work directly with you to find the right solutions, offering:
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Qualified-Retirement Planning
Tailored solutions toward growing your wealth and maximizing tax advantages.
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Investment Strategy
Navigate the markets confidently with tailored investment advice to craft a portfolio aligned with your goals and risk tolerance.
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Estate and Tax Planning
Legacy planning can and ensure your loved ones are cared for with our teams comprehensive guidance.
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Educational Savings & Funding Plans
Invest in the next generation with smart, flexible strategies for educational expenses and weighing the many options for advancement opportunities.
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Personal Savings Plans
Build an emergency fund for unexpected events and create a safety net that grows with you, ensuring financial confidence.
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Insurance Products
Safeguard what matters most with a wide array of Life, Long-term Care, and Health coverage options.
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Business Planning
Empowered solutions to bolster employee retention, grow sustainably, and make a meaningful impact in your community.
Personalized Financial Guidance You Can Trust
At Lighthouse, we don’t believe in one-size-fits-all solutions. Our approach is rooted in understanding your unique goals and providing the expertise to help reach them. Our team of financial professionals listen to your story, understand your aspirations, and provide insights to navigate the path to financial security. Whether it’s planning for retirement, achieving lifelong dreams, or protecting your assets, we are here every step of the way.
Retirement Planning Considerations That Make a Difference
- Plan for longevity with strategies that adapt to life’s changes.
- Balance portfolio growth with manageable risk to meet your future needs.
- Protect your loved ones and ensure financial confidence with robust estate and insurance solutions.
- Build financial independence and flexibility for the future with solutions designed for your changing needs.
Why Lighthouse?
At Lighthouse, we’re more than a financial institution—we’re your trusted partner in building a future that’s Good for You, Good for All. When you choose Lighthouse, you’re not just making a decision for your financial future—you’re joining a community dedicated to driving impact for all. Together, let’s take the stress out of managing your wealth and replace it with a clearer path forward.
About Cetera Investment Services
Cetera is a highly respected brokerage firm serving nearly 500 financial institutions nationwide. As a member of FINRA and SIPC, Cetera provides a broad range of investment and insurance products, including mutual funds, stocks, bonds, annuities, and life insurance. With advanced technology and a commitment to service excellence, Cetera ensures accuracy and responsiveness in every interaction.
Our partnership with Cetera allows us to:
- Offer more robust investment options tailored to your needs
- Leverage state-of-the-art technology for faster and more accurate transactions.
- Deliver the same personalized support through the investment professional you know and trust.
Offering digital and in-person appointments.
Connect with a wealth advisor
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Wealth Management
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Financial Calculators
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.†
Investment
- What is the yield on my portfolio?
- How can I save a million dollars?
- What is my investment yield?
- What is my future value worth today?
- What will my investment be worth in the future?
- How much could I save over time?
- What rate would I need to earn on my savings?
- What savings amount should I start with?
- How much should I save each month?
Retirement
- Which is better for me, a Traditional IRA or a Roth IRA?
- How much will my Traditional IRA be worth at retirement?
- How much will my Roth IRA be worth at retirement?
- How long will my retirement savings last?
- What rate do I need to support my retirement?
- How much do I need to fund my retirement?
- How much can I spend each month in retirement?
*Investing & Retirement Planning Disclosure
Who is Cetera? Cetera Investment Services, LLC is an experienced brokerage firm, providing services and products to the customers of nearly 500 financial institutions. Cetera Investment Services is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investors Protection Corporation (SIPC). They offer a broad range of investment and insurance products, including: Mutual Funds, Stocks and Bonds, Unit Investment Trusts, Tax-Deferred Fixed and Variable Annuities, Life and Long-Term Care Insurance.
Lighthouse Wealth Advisors is a marketing name of Cetera Investment Services. Securities and insurance offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity.
Important Information and Form CRS
This site is published for residents of the United States only. Financial Professionals of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
400 First Street South, Suite 300, St. Cloud, MN 56301 – (320) 656-4300
Investments: • Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency
For a comprehensive review of your personal situation, always consult your tax and/or legal advisor. Neither Cetera Investment Services LLC nor any of its affiliates offer tax or legal service.
† The calculators are being provided for educational purposes only. The results are estimates based on information you provide and may not reflect actual results. The results of the calculations are not a promise or guarantee of a customer’s eligibility or terms for a specific product or service. Information provided is not an offer to buy or sell, or a solicitation of an offer to buy or sell any security or instrument. Past performance is no guarantee of future results. ^