SHARE CERTIFICATES
See your money do more
- Maximize your savings and returns
- Choose the term that works for your goals
- Save what you want at the rate you desire
Grow your goals
Get more from your money.
- Earn a higher return on your money than a traditional savings account.
- Save and gain without worrying about market unpredictability.
- Deposit the minimum required to open with no maximum.
FROM OUR COMMUNITY
“Katie C. did a fine job on my recent CD. Very professional and friendly.”
Gardner H.
Your money does good
Simply by being a member you’re helping to make a difference across our communities.
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Affordable Housing
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
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Volunteering
Our employees are given paid time off to volunteer for community programs of their choice.
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Local Organizations
We partner with organizations that help to enrich and nourish the lives of our neighbors.
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Food Access
We fund programs that help fight food insecurity across our communities.
Bank from your
phone anytime
Bank on the go with our mobile app, and keep it all on track.
- Access all of your Lighthouse accounts
- Make easy, secure loan payments
- Mobile deposit your checks*
Share Certificate Rates
What your savings earn
| Term | Dividend Rate | APY1 | Minimum Balance |
|---|---|---|---|
| 6-Months | 4.41% | 4.50% | $500.00 |
| 12-Months | 3.93% | 4.00% | $500.00 |
| 18-Months | 3.40% | 3.45% | $500.00 |
| 24-Months | 2.91% | 2.95% | $500.00 |
| 36-Months | 2.37% | 2.40% | $500.00 |
| 48-Months | 2.47% | 2.50% | $500.00 |
| 60-Months | 2.52% | 2.55% | $500.00 |
Effective date: November 25, 2024
Share Certificate Disclaimer
1Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. The minimum balance to open a share certificate is $500. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Share certificates are fixed rate accounts and will not change during the term. The APY assumes that dividends will remain on deposit until maturity. Fees could reduce earnings. Penalty for early withdrawal.
Financial Calculators
Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.
Personal Financing
- Auto Affordability Calculator
- Credit Card Debt Payoff Calculator
- College Savings Estimator
- Monthly Savings Estimator
- Loan Affordability Calculator
- Loan Rate Calculator
- Loan Payoff Calculator
- Loan Payment Calculator
- Loan Consolidation Calculator
- Auto vs. Home Equity Loan Calculator
- Debit Elimination Calculator
Start making an impact today
Let’s put your money to work for good.
Share Certificate Disclaimer
1Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. The minimum balance to open a share certificate is $500. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Share certificates are fixed rate accounts and will not change during the term. The APY assumes that dividends will remain on deposit until maturity. Fees could reduce earnings. Penalty for early withdrawal.
Mobile Deposit Disclaimer
*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.