If you are a member impacted by the current federal government shutdown announced on Saturday, Feb. 14, 2026, learn how we can help.

Lighthouse Credit Union

Lighting the Way Through the
Government Shutdown

Lighthouse Credit Union remains committed to standing by our members in the wake of the recent federal government shutdown.

Loan Options and Resources

If you are a member impacted by the current federal government shutdown announced on Saturday, Feb. 14, 2026, we’ve put together flexible solutions to help ease the financial strain.

Apply for our 0% APR1 Loan

Are you a federal employee whose income has been impacted? Speak to a representative on the phone or in a branch to see if you qualify for our no interest1 Government Shutdown Loan.

Apply for our 3% APR Loan2

Borrow up to $5,000 with this special Personal Loan offer for federal employees impacted by the shutdown. Defer your first payment for up to 60 days.2 Speak to a representative on the phone or in a branch to apply.

Deferred Loan Payments3

Impacted federal employees may qualify for deferred loan payments. Contact us to speak to any representative or visit your nearest branch location for details and to apply.

Food Support Near You

Need food assistance?

Find support throughout Maine & New Hampshire:

211maine.org
211nh.org

Contact Us

We’re here to help. Speak to a representative by calling us at 888-436-1847 or visit your local Lighthouse branch location.

  1. Advertised 0% Annual Percentage Rate (APR) Government Shutdown Loan is available for federal government employees whose income has been negatively impacted by the government shutdown announced on Feb. 14, 2026. Eligibility is subject to verification, and offer may change or be cancelled at any time. APR is fixed and will not change after loan consummation. Maximum loan amount of $3,000.00 with a sixty (60) day first payment deferral and maximum repayment term of six (6) months. A $3,000 loan at 0% APR with a sixty (60) day first payment deferral and six (6) monthly payments would result in an estimated monthly payment of $500. Applicants must work with a Lighthouse Credit Union representative to complete an application in a branch location or over the phone; online applications are not eligible for this product. One (1) 0% APR Government Shutdown Loan permitted per member. First payment automatically deferred for sixty (60) days. All loans are subject to credit approval. Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account.
  2. Advertised 3% Annual Percentage Rate (APR) Personal Loan is available for federal government employees whose income has been negatively impacted by the government shutdown announced on Feb. 14, 2026. APR is fixed and will not change after loan consummation. Maximum loan amount of $5,000.00. Applicants must request discounted rate before loan consummation, limit one (1) discounted personal loan rate per member. Eligibility is subject to verification and offer may change or be cancelled at any time. Loans at the discounted rate are not eligible for additional loan discounts.  Applicants must request ’60 Days No Payment Program’ before loan consummation. Finance charges begin accruing as of the loan origination date and other restrictions may apply. Offer may extend the term of your loan. All loans are subject to credit approval. Must be or become a member of Lighthouse Credit Union by maintaining at least $5 in a Lighthouse Savings account. 
  3. Please contact us for additional details. Eligibility is subject to verification, and offer may change or be cancelled at any time. Payment deferral eligibility excludes mortgages, equity loans, equity lines of credit, and credit cards.