Loan TypeRate TypeInterest RatePointsAPR
15-Year Fixed Mortgage (Conventional)Fixed6.125%06.459%
20-Year Fixed Mortgage (Conventional)Fixed6.500%06.774%
30-Year Fixed Mortgage (Conventional)Fixed6.750%06.963%
40-Year Fixed Mortgage*Fixed6.875%07.061%
Home 97 30-Year Fixed MortgageFixed6.750%06.963%
Home 100 30-Year Fixed MortgageFixed6.750%06.963%
Pathways Service 30-Year Fixed Mortgage**Fixed6.750%06.963%
Jumbo 15-Year Fixed MortgageFixed6.125%06.240%
Jumbo 30-Year Fixed MortgageFixed6.750%06.827%
Construction Loan 30-Year Fixed MortgageFixed6.750%07.013%
Jumbo Construction Loan 30-Year Fixed MortgageFixed6.750%06.873%
3/1 ARM (Conforming)Variable5.500%06.680%
5/1 ARM (Conforming)Variable5.500%06.497%
7/1 ARM (Conforming)Variable5.625%06.368%
10/1 ARM (Conforming)Variable6.000%06.454%
40-Year 7/1 ARM*Variable5.625%06.412%
Pathways Service 7/1 ARM**Variable5.625%06.368%
Pathways Service 10/1 ARM**Variable6.000%06.454%
Home 97 5/1 ARMVariable5.500%06.497%
Home 97 7/1 ARMVariable5.625%06.368%
Home 97 10/1 ARMVariable6.000%06.454%
Home 100 7/1 ARMVariable5.625%06.368%
Home 100 10/1 ARMVariable6.000%06.454%
HLPR 3/1 ARM***Variable4.750%06.061%
Land Loan 1/1 ARMVariable9.750%010.173%