Loan TypeRate TypeInterest RatePointsAPR
15-Year Fixed Mortgage (Conventional)Fixed6.000%06.337%
20-Year Fixed Mortgage (Conventional)Fixed6.375%06.652%
30-Year Fixed Mortgage (Conventional)Fixed6.625%06.841%
40-Year Fixed Mortgage*Fixed6.750%06.939%
Home 97 30-Year Fixed MortgageFixed6.625%06.841%
Home 100 30-Year Fixed MortgageFixed6.625%06.841%
Pathways Service 30-Year Fixed Mortgage**Fixed6.625%06.841%
Jumbo 15-Year Fixed MortgageFixed6.000%06.117%
Jumbo 30-Year Fixed MortgageFixed6.625%06.703%
Construction Loan 30-Year Fixed MortgageFixed6.625%07.056%
Jumbo Construction Loan 30-Year Fixed MortgageFixed6.625%07.061%
3/1 ARM (Conforming)Variable5.625%06.723%
5/1 ARM (Conforming)Variable5.625%06.555%
7/1 ARM (Conforming)Variable5.750%06.432%
10/1 ARM (Conforming)Variable6.125%06.538%
40-Year 7/1 ARM*Variable5.750%06.469%
Pathways Service 7/1 ARM**Variable5.750%06.432%
Pathways Service 10/1 ARM**Variable6.125%06.538%
Home 97 5/1 ARMVariable5.625%06.555%
Home 97 7/1 ARMVariable5.750%06.432%
Home 97 10/1 ARMVariable6.125%06.538%
Home 100 7/1 ARMVariable5.750%06.432%
Home 100 10/1 ARMVariable6.125%06.538%
HLPR 3/1 ARM***Variable4.875%06.109%
Land Loan 1/1 ARMVariable9.875%010.196%