LIFE & HEALTH INSURANCE
Peace of mind makes all the difference *
Check the background of this firm on FINRA’s BrokerCheck
We offer personal insurance plans at great rates
Whether you’re planning for care tomorrow or looking to protect your loved ones from life’s unplanned, we’re here to answer your questions and offer informed guidance.
Connect with a wealth advisor
Fill out this form, and our team will reach out to schedule your appointment.
"*" indicates required fields
*COVR Disclosure
What is COVR? COVR is a product provided by Cetera.
Who is Cetera? Cetera Investment Services, LLC is an experienced brokerage firm, providing services and products to the customers of nearly 500 financial institutions. Cetera Investment Services is a member of the Financial Industry Regulatory Authority (FINRA) and the Securities Investors Protection Corporation (SIPC). They offer a broad range of investment and insurance products, including: Mutual Funds, Stocks and Bonds, Unit Investment Trusts, Tax-Deferred Fixed and Variable Annuities, Life and Long-Term Care Insurance.
Lighthouse Wealth Advisors is a marketing name of Cetera Investment Services. Securities and insurance offered through Cetera Investment Services LLC, member FINRA/SIPC. Advisory services offered through Cetera Investment Advisers LLC. Cetera firms are under separate ownership from any other named entity.
Important Information and Form CRS
This site is published for residents of the United States only. Financial Professionals of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com.
Cetera is not affiliated with the financial institution where investment services are offered. Individuals affiliated with Cetera firms are either Registered Representatives who offer only brokerage services and receive transaction-based compensation (commissions), Investment Adviser Representatives who offer only investment advisory services and receive fees based on assets, or both Registered Representatives and Investment Adviser Representatives, who can offer both types of services.
400 First Street South, Suite 300, St. Cloud, MN 56301 – (320) 656-4300
Investments: • Are not FDIC/NCUSIF insured • May lose value • Are not financial institution guaranteed • Are not a deposit • Are not insured by any federal government agency
For a comprehensive review of your personal situation, always consult your tax and/or legal advisor. Neither Cetera Investment Services LLC nor any of its affiliates offer tax or legal service.
**TruStage Information
TruStage® insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company, PO Box 61, Waverly IA 50677-0061. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.
Insurance products are not deposits, not an obligation of and not guaranteed by Lighthouse Federal Credit Union. Insurance products are not protected by the NCUA, may be subject to risk and, in the case of life insurance, may go down in value. Any insurance required as a condition of an extension of credit need not be purchased from the credit union and may be purchased from an agent or insurance company of the member’s choice. Insurance products are not exclusive to Lighthouse Federal Credit Union members. Business conducted with Lighthouse Federal Credit Union Wealth Advisors is separate and distinct from any business conducted with the credit union. Lighthouse Federal Credit Union Wealth Advisors is a subsidiary of Lighthouse Federal Credit Union.