Lighthouse Credit Union
Earn points on everyday purchases1 and redeem for cash, travel, and more
Get a $200 Reward When You Open a New Credit Card
Open a new lighthouse Navigator Visa® and earn a $200 Virtual Visa® Prepaid Card when you spend $1,500 in purchases within the first 90 days of account opening.*
PLUS – Earn double points on qualifying purchases with your Lighthouse Navigator Card in November.**
* Offer valid only for new Lighthouse Anchor Visa® Card or Lighthouse Navigator Visa® Card accounts applied for from 11/01/2025–11/30/2025. To qualify for the $200 Virtual Visa® Prepaid Card (“Reward”), you must be approved for and open a new unsecured credit card account and make at least $1,500.00 in net purchases (purchases minus returns, credits, or adjustments) within the first ninety (90) calendar days of account opening. Cash advances, balance transfers, ATM withdrawals, fees, and interest charges do not count toward the qualifying minimum spend requirement. Limit one (1) Reward per member, regardless of number of new credit card accounts opened. Rewards will be delivered within four (4) weeks after all qualifying requirements are validated. Rewards must be claimed within four (4) months of being delivered. Members must not have any charged-off accounts with Lighthouse Credit Union to qualify for the Reward. Membership and credit card account must remain open through the date the Reward is delivered. Offer may be changed or withdrawn at any time without notice. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans are subject to credit approval. Not all applicants will qualify. Employees of Lighthouse Credit Union are not eligible. Additional terms and conditions apply. See Credit Card Welcome Offer Terms and Conditions for complete details.
** From 11/01/2025–11/30/2025, Lighthouse Credit Union Credit Cardholders earn 2x points on qualifying purchases, and Lighthouse Rewards Checking members earn 2% cash back (up to $100) on eligible debit card purchases. Promotional rewards apply to eligible Lighthouse Credit Cards and Rewards Checking accounts. Qualifying purchases defined by the Lighthouse Credit Union Credit Card account rewards program exclude cash advances, balance transfers, fees, and finance charges. Qualifying purchases defined by the Lighthouse Rewards Checking Account Guide exclude gaming, online sports betting, or other gambling activities, transactions conducted at an ATM, and other money transfers. Rewards and cash back post in accordance with program terms and may take up to two billing cycles to appear. Offer subject to change or termination without notice. For additional details please visit lighthousecu.org/memberappreciation.
Earn points on your everyday purchases and redeem them for cash back, merchandise, travel, and more. You choose!
No balance transfer fees2 makes it easy to transfer balances from higher-rate credit cards and save.
You’re never on the hook for fraud or unauthorized purchases with Visa’s Zero Liability policy.4 Plus, 24/7 fraud monitoring3 always has your back.
Effective 11/21/2025
| Card Type | APR As Low As¹ | Description |
|---|---|---|
| Lighthouse Anchor Card | 12.74% | Variable rate |
| Lighthouse Navigator Card | 15.74% | Variable rate |
A balance transfer is a transaction in which you use part of your available balance on one credit card to pay off or pay down another card. Balance transfers are commonly used to pay off the entire balance of another, higher rate credit card. By using a balance transfer from one card account to pay down or pay off another at a higher rate, you can save a lot in interest. The Navigator card carries no balance transfer fee2. Please see our Credit Card Terms & Conditions for full details.
Yes, you have the option to upgrade your unsecured Anchor Card to a Navigator Card. Contact us and we’d be happy to start the process for you! If you’re currently using the secured Anchor Card, we’d be happy to help you apply for a Navigator Card, which is an unsecured card.
Visa Zero Liability policy means you’re never on the hook for unauthorized or fraudulent charges to your Lighthouse navigator Card. Read more about Visa’s Zero Liability Policy and how it keeps you protected.
Being a credit union member supports community inpact by helping fund local programs through reinvested earnings.
We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.
Our employees are given paid time off to volunteer for community programs of their choice.
We partner with organizations that help to enrich and nourish the lives of our neighbors.
We fund programs that help fight food insecurity across our communities.