Lighthouse Credit Union

>
Credit Cards

Lighthouse Visa®
Credit Cards

A low interest rate or a great rate and points on everyday purchases?1
You choose!

Open Account

Lighthouse Anchor
Visa® Card​

A low-interest rate, no annual fee2 card designed to help you build or repair credit.

Apply Online
Learn More

Lighthouse Navigator
Visa® Card

Earn points on everyday purchases1 and redeem for cash back, merchandise, travel, and more!

Apply Online
Learn More

  1. Earn 1 uChoose Rewards® point for every $1 spent on qualifying purchases made with your Navigator Visa® credit card. Qualifying purchases exclude cash advances and other specified transactions. To redeem points, you must first register your card at uChooseRewards.com. Please see the Navigator Visa Disclosure for additional terms and conditions.
  2. Annual Percentage Rates (APR) range from 13.24% to 16.24% based on card type; accurate as of 06/01/2025 and subject to change without notice. APR is variable and may change after account opening. Foreign transaction fee is 1.00% of the amount of each foreign transaction in U.S. dollars. Late payment fee is between $10 and $25 based on the amount owed but will not exceed the payment amount due. Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. All loans subject to credit approval.
  3. 24/7 fraud monitoring is provided by Enfact® and is designed to help detect suspicious activity on your account. While this service provides continuous monitoring, it does not prevent all types of fraud or unauthorized transactions. Cardholders are responsible for taking reasonable care to protect their card and account information and must promptly report any unauthorized activity. Additional terms and conditions may apply.
  4. With Visa’s Zero Liability Policy, you won’t be held responsible for unauthorized purchases made with your Visa® credit card if it’s lost, stolen, or fraudulently used—whether in person, online, or over the phone. This protection does not apply to certain commercial cards, anonymous prepaid cards, or transactions where you have been negligent or involved in fraud. Unauthorized transactions must be reported to Lighthouse Credit Union immediately upon discovery. Please see the Visa Cardholder Agreement and Visa’s Zero Liability web page for additional information.
  • Visa is a registered trademark of the Visa International Service Association.
  • uChoose Rewards is a registered trademark of Fiserv, Inc.

Membership means more at Lighthouse

Being a credit union member supports community inpact by helping fund local programs through reinvested earnings. 

Learn More

Affordable Housing

We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

Volunteering

Our employees are given paid time off to volunteer for community programs of their choice.

Local Organizations

We partner with organizations that help to enrich and nourish the lives of our neighbors.

Food Access

We fund programs that help fight food insecurity across our communities.