Skip to content
Home / Checking and Savings / Savings Accounts / Lighthouse Savings

LIGHTHOUSE SAVINGS

A simple and easy account that helps you reach your savings goals.

Open an account
Rates

Simple and easy savings

  1. Earn a flat APY of 0.01%1
  2. No monthly fee and $5 minimum balance
  3. Unlimited transfers and withdrawals

All the essentials in one easy account. Earn dividends, keep your money safe, and access it when you need it.

Open an account today

Lighthouse Savings Benefits

  • Earn a flat APY of 0.01%1
  • No monthly fee and $5 balance
  • Unlimited transfers and withdrawals
  • Enjoy free and convenient Lighthouse digital banking
  • Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs

FROM OUR COMMUNITY

“Great experience setting up a new savings account. Allison—Member Experience Specialist—effortlessly guided me through the process. Thank you Lighthouse!”

Thomas D.

Savings Rates

What your savings earn

TypeBalanceDividend RateAPY1
Lighthouse SavingsAll balances0.01%0.01%
Lighthouse Premium Savings$0.00–$500.001.00%1.00%
Lighthouse Premium Savings$500.01–$15,000.000.05%1.00%-0.08%
Lighthouse Premium Savings$15,000.01–$100,000.000.45%0.08%-0.40%
Lighthouse Premium Savings$100,000.01–$200,000.001.00%0.40%-0.70%
Lighthouse Premium Savings$200,000.01–$500,000.002.23%0.70%-1.63%
Lighthouse Premium Savings$500,000.01+3.20%1.63%-2.48%

Lighthouse Savings Disclaimer

  1. Lighthouse Savings: Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
    Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Start making an impact today

Let’s put your money to work for good.

Open an account

Lighthouse Savings Disclaimer

  1. Lighthouse Savings: Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
    Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.