Lighthouse Credit Union
Your savings truly makes an impact when it’s in a Lighthouse Premium Savings Account. Tiered rates and compounding dividends provide month-to-month growth. Plus, we’ll make a donation equal to a percentage of your balance to the Lighthouse Credit Union Foundation. Win-win.
Lighthouse Premium Savings offers tiered rates that make it easy to keep growing your savings month after month.
24/7, nationwide access via Digital Banking and the Lighthouse
Mobile App. Manage your accounts, transfer funds, deposit
checks,1 and more.
We’ll make a monthly donation2 equal to a percentage of your balance. Your savings can have a big impact on our community.
Learn more about the Lighthouse Credit Union Foundation
| Type | Balance | Dividend Rate | APY* |
|---|---|---|---|
| Lighthouse Savings | All balances | 0.01% | 0.01% |
| Lighthouse Premium Savings | $0.00–$500.00 | 1.00% | 1.00% |
| Lighthouse Premium Savings | $500.01–$15,000.00 | 0.05% | 1.00%-0.08% |
| Lighthouse Premium Savings | $15,000.01–$100,000.00 | 0.45% | 0.08%-0.40% |
| Lighthouse Premium Savings | $100,000.01–$200,000.00 | 1.00% | 0.40%-0.70% |
| Lighthouse Premium Savings | $200,000.01–$500,000.00 | 2.23% | 0.70%-1.63% |
| Lighthouse Premium Savings | $500,000.01+ | 3.20% | 1.63%-2.48% |
* APY = Annual Percentage Yield. Must qualify for and establish membership with Lighthouse Credit Union by opening and maintaining a Lighthouse Savings account with a minimum balance of $5. APY is variable, accurate as of the last dividend declaration date of 07/28/2025, and may change at any time. Fees could reduce earnings.
The dividend rate you earn on your Premium Savings account is based on the balance you have in each tier. For instance, with a balance of $20,000, your funds are earning dividends at the $0.01-500, $500.01-15,000.00, and the $15,000.01-100,000.00 tiers.
Yes, and automatic recurring transfers are often a great way to build your savings without thinking about it. To set up a recurring transfer, log in to Digital Banking and choose Transfers & Payments from the top navigation. Next, select Make a Transfer and complete the fields on the next page to give us the details of your transfer. The Frequency dropdown menu lets you choose how often you’d like us to make this transfer, and the next fields that appear will allow you to set up the duration for your recurring transfer.
You have 24/7 access to your accounts via Digital Banking and the Lighthouse Mobile App where you can view your balances and make transfers/payments. Additionally, you have access to Lighthouse branches, a nationwide network of 30k+ surcharge free ATMs, and 5,900 Co-Op Network shared branch locations across the country.
Supporting our communities and the people they serve is central to everything we do here at Lighthouse. We make this happen largely through the Lighthouse Credit Union Foundation. One of the ways to continue to grow the Foundation is through these contributions. Each month, we’ll match a percentage of members’ total Lighthouse Premium Savings balances (on us, not on you) to the Lighthouse Credit Union Foundation.
Want to make an even bigger impact? Visit the Lighthouse Credit Union Foundation to learn more!