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LIGHTHOUSE PREMIUM SAVINGS

A premium account that lets you grow your money while giving back to your community.

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Rates

Do more with your money

  1. With tiered dividend rates, the more you save the more you earn1
  2. For every dollar you save, we’ll donate 0.01% APY to the Lighthouse Foundation2 ​​
  3. No monthly fee and no minimum balance
  4. Unlimited transfers and withdrawals

Make your money work for you and for all. Grow your savings while giving back to your community.

Open an account today
See Premium Savings rates

Lighthouse Premium Savings Benefits

  • With tiered dividend rates, the more you save the more you earn1
  • For every dollar you save, we’ll donate 0.01% APY to the Lighthouse Foundation2 ​​
  • No monthly fee and no minimum balance
  • Unlimited transfers and withdrawals
  • Enjoy free and convenient Lighthouse digital banking
  • Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs

FROM OUR COMMUNITY

“My husband and I came here to start a new savings account as we were not treated right by our previous bank. We worked with Marie and she was absolutely wonderful! I would highly recommend working with her and this bank!”

Brandi R.

Savings Rates

What your savings earn

TypeBalanceDividend RateAPY1
Lighthouse SavingsAll balances0.01%0.01%
Lighthouse Premium Savings$0.00–$500.001.00%1.00%
Lighthouse Premium Savings$500.01–$15,000.000.05%1.00%-0.08%
Lighthouse Premium Savings$15,000.01–$100,000.000.45%0.08%-0.40%
Lighthouse Premium Savings$100,000.01–$200,000.001.00%0.40%-0.70%
Lighthouse Premium Savings$200,000.01–$500,000.002.23%0.70%-1.63%
Lighthouse Premium Savings$500,000.01+3.20%1.63%-2.48%

Effective date: November 20, 2024

Lighthouse Premium Savings Disclaimer 

  1. Lighthouse Savings: Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings. 
    Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
  2. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account. Donation is not made on behalf of the member and will not result in any tax implications for the member. 

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Start making an impact today

Let’s put your money to work for good.

Open an account

Lighthouse Premium Savings Disclaimer 

  1. Lighthouse Savings: Must qualify for and establish membership with Lighthouse Credit Union. The minimum balance to open a Lighthouse Savings account is $5. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings. 
    Lighthouse Premium Savings: Must be a member of Lighthouse Credit Union with at least $5 in a Lighthouse Savings account. APY (annual percentage yield) accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings. APY (annual percentage yield), accurate as of the last dividend declaration date, and may change at any time, as determined by the Board of Directors. Fees could reduce earnings.
  2. Donation made by Lighthouse Federal Credit Union to the Lighthouse Foundation based on the average balance held in the Lighthouse Premium Savings account. Donation is not made on behalf of the member and will not result in any tax implications for the member.