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LIGHTHOUSE REWARDS CHECKING

Earn 1% cash back with your debit card, up to $600 cash back per year.

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Earn cash back and feel good about it

  1. Earn 1% cash back on eligible debit card purchases, up to $600 cash back per year1.
  2. Get paid up to two days earlier with direct deposit.
  3. 30,000+ surcharge free ATMs. Convenient digital banking.
  4. Overdraft Protection and Zero-liability fraud protection.

Get rewarded for your everyday banking. Earn 1% cashback on eligible debit card purchases, up to $5,000 in spend per month.1 Or choose to donate your cashback to the Lighthouse Foundation and we’ll match your donation!

Open an account today

Lighthouse Rewards Checking Benefits

  • Earn 1% cashback on eligible debit card purchases, up to $5,000  in spend per month1
  • Donate your cashback to the Lighthouse Foundation and we’ll match your donation
  • $5 monthly maintenance fee is waived when you maintain an average daily balance of $2,500 or more
  • Free Visa® Debit Card with EMV chip, tap-to-pay and Visa® Zero Liability fraud protection
  • Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs
  • Get paid up to two days earlier with direct deposit2
  • Have access to Share Transfer Overdraft Protection
  • Enjoy free and convenient Lighthouse digital banking
  • Unlock Lighthouse Credit Union loan discounts3
  • Get exclusive access to Benefits Plus, with discounts on everyday items across travel, dining, retail, and more

FROM OUR COMMUNITY

“My experience with Karen was absolutely easy, fast, pleasant and very knowledgeable for setting up my new accounts. Thank you again for everything!!!”

Debbie D.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Start making an impact today

Let’s put your money to work for good.

Open an account

Lighthouse Rewards Checking Disclosures

  1. Terms apply. Please see the Lighthouse Rewards Checking Account Guide or contact us for more information. 
  2. Must establish direct deposit into your Lighthouse account. Deposit date is based upon when we receive your payroll. Lighthouse does not assume any liability for funds not being deposited early.  
  3. Loan discounts do not apply to credit cards, Interest only HELOCs, Electric Energy Efficiency, share and certificate secured, RV, boat, CULA Leases, commercial, and Impact loans. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan originating from a Lighthouse account; having an active consumer credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum. 

*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.