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LIGHTHOUSE CHECKING

A free and simple account perfect for managing your everyday essentials.

Open an account

Checking that’s free and simple to use

  1. No minimum balance or monthly fee
  2. Free Visa® Debit Card with EMV chip, tap to pay, and Visa® zero liability fraud protection
  3. Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs
  4. Want to earn cash back with your debit card? Try Lighthouse Rewards Checking.

With no monthly maintenance fee and no minimum balance requirement, wherever life takes you this checking account makes banking the easy part.

Open an account today

Lighthouse Checking Benefits

  • No minimum balance or monthly fee
  • Free Visa® Debit Card with EMV chip, tap to pay, and Visa® zero liability fraud protection
  • Access to our 17 branches, 27 ATMs, 5,900 shared branches and 30,000 sur-charge free ATMs
  • Get paid up to two days earlier with direct deposit1
  • Access Share Transfer Overdraft Protection
  • Enjoy free and convenient Lighthouse digital banking
  • Unlock Lighthouse Credit Union loan discounts2
  • Get exclusive access to Benefits Plus, with discounts on everyday items across travel, dining, retail, and more

FROM OUR COMMUNITY

“Been banking here 26 years. Becky recently helped me get my banking needs taken care of quickly and was friendly and professional. I’ve had great service over the years at this community-minded credit union.”

Erika D.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Start making an impact today

Let’s put your money to work for good.

Open an account

Lighthouse Checking Disclosures

  1. Must establish direct deposit into your Lighthouse account. Deposit date is based upon when we receive your payroll. Lighthouse does not assume any liability for funds not being deposited early.  
  2. Loan discounts do not apply to credit cards, Interest only HELOCs, Electric Energy Efficiency, share and certificate secured, RV, boat, CULA Leases, commercial, and Impact loans. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan originating from a Lighthouse account; having an active consumer credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum. 

*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.