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Home / Checking and Savings / Checking Accounts

CHECKING ACCOUNTS

Two checking accounts, one with a little extra—get up to $600 cash back.1

Free Checking that’s simple and easy

Lighthouse Checking

A free account with no minimum balance requirement and no monthly fees to worry about.

Open your account
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Rewards Checking – earn and give back

Lighthouse Rewards Checking

Earn up to $600 annually with 1% cash back on eligible debit card purchases.1

Open your account
See more details

Get paid early

Set up direct deposit and get your paycheck up to two days early!2

Access anywhere

Access over 5,900 shared branches and 30,000 surcharge-free ATMs.

Stay updated

Track your balance and bank on the go with Lighthouse digital banking and our mobile app.3

Spend safely and easily with Visa® Debit

Use your Visa® Debit Card with EMV chip, tap-to-pay, and Visa® Zero Liability fraud protection.

Worry less with Overdraft Protection

Avoid overdraft fees with our share transfer overdraft protection. 

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Unlock loan discounts

Select loan discounts are available for Lighthouse Credit Union members.4

Get free financial tools and tips

Get personal finance tips and tools from Enrich, a financial wellness platform offered to our members.

Explore Enrich
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Save on everyday spending

Get discounts on everyday items like shopping, dining, travel, and more with Benefits Plus®!5

See how you can save
  1. Terms apply. Please see the Lighthouse Rewards Checking Account Guide or contact us for more information. 
  2. Must establish direct deposit into your Lighthouse account. Deposit date is based upon when we receive your payroll. Lighthouse does not assume any liability for funds not being deposited early. 
  3. Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details. 
  4. Loan discounts do not apply to credit cards, Interest only HELOCs, Electric Energy Efficiency, share and certificate secured, CULA Leases, commercial, and Impact loans. A 0.10% discount will be applied to an eligible loan for each of the following qualifying factors: having an active checking account with Lighthouse; having an automatic payment established on the loan originating from a Lighthouse account; having an active consumer credit card product. A total discount of up to 0.30% will be applied to the base rate a member qualifies for. Must request loan discount within 90 days of the loan closing date. Discount conditions will be set forth in the Loan Discount Addendum. 
  5. There is a fee associated with adding the Benefits Plus® savings program to your checking account. Please refer to our schedule of fees. Members must have an Lighthouse Credit Union Checking Account to take advantage of this service. Some discount restrictions may apply