Lighthouse Credit Union
Checking built to remove the stress from banking. Fee-free checking or cash back rewards? You choose.
A fee-free account with no minimum balance requirements and all the tools to manage your money at home or on the go.
Earn cash back on your spending, get paid up to two days early, and manage your money safely and securely from anywhere.
1 Direct deposit of your payroll, retirement, or pension may be posted to your account up to two days prior to your scheduled pay date. Deposit date is based on when we receive your payroll information. Lighthouse Credit Union does not assume any liability for funds not being deposited early.
2 Terms apply. 1% cash back on eligible POS (point-of-sale) and signature-based purchases made with a Lighthouse Rewards Checking debit card. Please see the Lighthouse Rewards Checking Account Guide for complete details and information on limitations and eligibility.
3 A $5.00 fee is applied to the Rewards Checking account each month. The fee is waived if the account’s average daily balance is at least $2,500.00.
Choose Lighthouse Checking for simple, fee-free everyday banking, or Lighthouse Rewards if you want 1% cash back and the chance to give back. Both include early pay, digital tools, and nationwide access.
Rewards Checking gives you 1% cash back on eligible debit card purchases, up to $600 annually. Its a great way to earn as you spend, while still enjoying all the benefits of a traditional checking account.
Yes, you set up direct deposit and, when your employer sends funds, we can release your paycheck up to two days sooner, putting money in your hands faster.
Use your Lighthouse Rewards debit card for eligible purchases; you’ll earn 1% cash back on up to $5,000 in transactions per month-up to $600 each year. Keep it and we’ll match your gift.
Lighthouse Checking has no monthly fee, while Lighthouse Rewards charges $5- but we waive it any month your average daily balance stays at $2,500 or more.
*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details.
