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Credit Card | APR As Low As | Description |
---|---|---|
Preferred Visa | 14.24% | Variable Rate |
Preferred Visa | Prime + 5.74% | |
Rewards Visa | 17.24% | Variable Rate |
Rewards Visa | Prime + 8.74% | |
Signature Visa | 17.99% | Variable Rate |
Signature Visa | Prime + 11.74% | |
Secured Visa | 14.24% | Variable Rate |
Secured Visa | Prime + 5.74% |
Effective date: September 18, 2024
Type | Balance | Dividend Rate | APY |
---|---|---|---|
Regular Savings | All Balances | 0.01% | 0.01% |
Effective date: September 18, 2024
Type | Balance | Dividend Rate | APY |
---|---|---|---|
Special Purpose Savings | All Balances | 0.01% | 0.01% |
Effective date: September 18, 2024
Balance | Interest Rate | APY |
---|---|---|
Up to $2,500.99 | 0.01% | 0.01% |
$2,501.00-$9,999.99 | 0.01% | 0.01% |
$10,000.00-$24,999.99 | 0.05% | 0.05% |
$25,000.00-$49,999.99 | 0.10% | 0.10% |
$50,000.00-$99,999.99 | 0.10% | 0.10% |
$100,000.00-$149,999.99 | 0.10% | 0.10% |
$150,000.00-$249,999.99 | 1.634% | 1.65% |
$250,000.00+ | 1.634% | 1.65% |
Effective date: September 18, 2024
Term | APR As Low As1 | Monthly Payment Per $1,000 | Model Year |
---|---|---|---|
Up to 63 Months | 6.54% | $19.58 | 2024-2022 |
64-75 Months | 7.24% | $17.16 | 2024-2022 |
76-84 Months | 8.59% | $15.88 | 2024-2022 |
Up to 63 Months | 6.95% | $19.78 | 2021-2017 |
64-75 Months | 7.79% | $17.43 | 2021-2017 |
76-84 Months | 8.99% | $16.08 | 2021-2017 |
Up to 63 Months | 8.24% | $20.39 | 2016-2015 |
Up to 48 Months | 11.24% | $25.96 | 2014-2012 |
Effective date: September 18, 2024
Term | APR As Low As1 | Minimum Balance | Model Year |
---|---|---|---|
Up to 60 Months | 8.24% | $5,000 | 2020-2014 |
61-120 Months | 9.19% | $25,000 | 2020-2014 |
121-180 Months | 9.79% | $50,000 | 2020-2014 |
Up to 60 Months | 8.19% | $5,000 | 2024-2021 |
61-120 Months | 8.69% | $25,000 | 2024-2021 |
121-180 Months | 9.69% | $50,000 | 2024-2021 |
Effective date: September 18, 2024
Term | APR As Low As | Model Year |
---|---|---|
24-63 Months | 8.69% | 2018-2016 |
Up to 65 Months | 7.59% | 2024-2019 |
66-72 Months | 8.49% | 2024-2019 |
Effective date: September 18, 2024
Loan Type | Rate Type | Interest Rate | Points | APR |
---|---|---|---|---|
15-Year Fixed (Conventional) | Fixed | 5.625% | 2.00 | 6.271% |
15-Year Fixed (Conventional) | Fixed | 5.750% | 1.00 | 6.236% |
15-Year Fixed (Conventional) | Fixed | 5.875% | 0.00 | 6.203% |
30-Year Fixed (Conventional) | Fixed | 5.875% | 2.00 | 6.265% |
30-Year Fixed (Conventional) | Fixed | 6.000% | 1.00 | 6.295% |
30-Year Fixed (Conventional) | Fixed | 6.125% | 0.00 | 6.325% |
20-Year Fixed (Conventional) | Fixed | 5.625% | 2.00 | 6.137% |
20-Year Fixed (Conventional) | Fixed | 5.750% | 1.00 | 6.136% |
20-Year Fixed (Conventional) | Fixed | 5.875% | 0.00 | 6.135% |
30-Year Fixed Home 97 | Fixed | 5.875% | 2.00 | 6.265% |
30-Year Fixed Home 97 | Fixed | 6.000% | 1.00 | 6.295% |
30-Year Fixed Home 97 | Fixed | 6.125% | 0.00 | 6.325% |
30-Year Fixed Home 100 | Fixed | 5.875% | 2.00 | 6.265% |
30-Year Fixed Home 100 | Fixed | 6.000% | 1.00 | 6.295% |
30-Year Fixed Home 100 | Fixed | 6.125% | 0.00 | 6.325% |
15-Year Fixed Jumbo | Fixed | 5.625% | 2.00 | 6.048% |
15-Year Fixed Jumbo | Fixed | 5.750% | 1.00 | 6.017% |
15-Year Fixed Jumbo | Fixed | 5.875% | 0.00 | 5.986% |
30-Year Fixed Jumbo | Fixed | 5.875% | 2.00 | 6.131% |
30-Year Fixed Jumbo | Fixed | 6.000% | 1.00 | 6.162% |
30-Year Fixed Jumbo | Fixed | 6.125% | 0.00 | 6.194% |
3/1 Year ARM (Conformin | Variable | 5.125% | 2.00 | 6.998% |
3/1 Year ARM (Conformin | Variable | 5.250% | 1.00 | 6.941% |
3/1 Year ARM (Conformin | Variable | 5.375% | 0.00 | 6.886% |
5/1 Year ARM (Conforming) | Variable | 5.250% | 2.00 | 6.774% |
5/1 Year ARM (Conforming) | Variable | 5.375% | 1.00 | 6.735% |
5/1 Year ARM (Conforming) | Variable | 5.500% | 0.00 | 6.697% |
Home 97 5/1 Year ARM | Variable | 5.250% | 2.00 | 6.774% |
Home 97 5/1 Year ARM | Variable | 5.375% | 1.00 | 6.735% |
Home 97 5/1 Year ARM | Variable | 5.500% | 0.00 | 6.697% |
7/1 Year ARM (Conforming) | Variable | 5.375% | 2.00 | 6.609% |
7/1 Year ARM (Conforming) | Variable | 5.500% | 1.00 | 6.578% |
7/1 Year ARM (Conforming) | Variable | 5.625% | 0.00 | 6.547% |
10/1 Year ARM (Conforming) | Variable | 5.500% | 2.00 | 6.609% |
10/1 Year ARM (Conforming) | Variable | 5.625% | 1.00 | 6.578% |
10/1 Year ARM (Conforming) | Variable | 5.750% | 0.00 | 6.547% |
Home 100 10/1 Year ARM | Variable | 5.500% | 2.00 | 6.439% |
Home 100 10/1 Year ARM | Variable | 5.625% | 1.00 | 6.427% |
Home 100 10/1 Year ARM | Variable | 5.750% | 0.00 | 6.414% |
Home 100 7/1 Year ARM | Variable | 5.375% | 2.00 | 6.609% |
Home 100 7/1 Year ARM | Variable | 5.500% | 1.00 | 6.578% |
Home 100 7/1 Year ARM | Variable | 5.625% | 0.00 | 6.547% |
Home 97 10/1 Year ARM | Variable | 5.500% | 2.00 | 6.439% |
Home 97 10/1 Year ARM | Variable | 5.625% | 1.00 | 6.427% |
Home 97 10/1 Year ARM | Variable | 5.750% | 0.00 | 6.414% |
Home 97 7/1 Year ARM | Variable | 5.375% | 2.00 | 6.609% |
Home 97 7/1 Year ARM | Variable | 5.500% | 1.00 | 6.578% |
Home 97 7/1 Year ARM | Variable | 5.625% | 0.00 | 6.547% |
HLPR (3/1 Year ARM) | Variable | 4.750% | 0.00 | 6.284% |
1/1 Arm Land Loan | Variable | 9.375% | 0.00 | 10.421% |
Effective date: September 18, 2024
Loan Type | Interest Rate | Points | APR |
---|---|---|---|
30-Year Fixed | 6.125% | 0.00 | 6.265% |
30-Year Fixed Jumbo | 6.125% | 0.00 | 6.295% |
1/1 ARM Land Loan | 9.375% | 0.00 | 10.325% |
Effective date: September 18, 2024
Loan Type | Term | APR As Low As | Payment Per $1000 | Description |
---|---|---|---|---|
Home Heating Loan | Up to 12-Months | 5.69% | $85.92 | $1,000 Minimum/$5,000 Maximum |
Energy Efficiency Loan | Up to 84-Months | 2.00% | $12.78 | Must get approval by Electric company. $15,000 Maximum |
Energy Efficiency Loan – Eversource Customers | Up to 84-Months | 0.00% | $11.90 | Must get approval by Electric company. $15,000 Maximum |
No Equity Loan | Up to 60-Months | 10.69% | $23.50 | $1000 Minimum/$60,000 Maximum |
No Equity Loan | Up to 84-Months | 11.69% | $19.54 | $1000 Minimum/$60,000 Maximum |
Effective date: September 18, 2024
Loan Type | Term | APR As Low As | Loan To Value Ratio |
---|---|---|---|
Home Equity Loan Second-Lien (Real Smart) | Up to 60-Months | 7.49% | 81-90% |
Home Equity Loan Second-Lien (Real Smart) | Up to 84-Months | 6.19% | Up to 70% |
Home Equity Loan Second-Lien (Real Smart) | Up to 84-Months | 6.69% | 71-80% |
Home Equity Loan Second-Lien (Real Smart) | 61-120 Months | 7.99% | 81-90% |
Home Equity Loan Second-Lien (Real Smart) | 85-107-Months | 6.39% | Up to 70% |
Home Equity Loan Second-Lien (Real Smart) | 85-107-Months | 6.99% | 71-80% |
Home Equity Loan Second-Lien (Real Smart) | 108-120-Months | 6.69% | Up to 70% |
Home Equity Loan Second-Lien (Real Smart) | 108-120-Months | 7.19% | 71-80% |
Home Equity Loan Second-Lien (Real Smart) | 121-180 Months | 7.19% | Up to 70% |
Home Equity Loan Second-Lien (Real Smart) | 121-180 Months | 7.69% | 71-80% |
HELOC (Interest Only) | 10-Year Draw Period/15-Year Payback Period | 8.50% | Up to 90% |
Home Equity Loan First-Lien (Home Advantage) | 15-Year | 6.325% | Up to 80% |
Effective date: September 18, 2024
Loan Type | Term | APR As Low As1 | Description |
---|---|---|---|
Signature Loan (Personal) | Up to 60-Months | 11.69% | $75,000 Maximum |
Certificate Secured Loan (Lighthouse CU) | 120-Months | Certificate rate plus 3.00% | Borrow up to 95% of certificate balance |
Credit Builder Loan | Up to 24-Months | 7.99% | Minimum loan amount of $500; maximum loan amount of $2,000. |
Effective date: September 18, 2024
Balance | Dividend Rate | APY |
---|---|---|
Up to $4,999 | 0.00% | 0.00% |
$5,000+ | 0.01% | 0.01% |
Effective date: September 18, 2024
Balance | APY | Interest Rate |
---|---|---|
All Balances | 0.01% | 0.01% |
Effective date: September 18, 2024
APR As Low As | Description |
---|---|
15.50% | Variable rate |
Prime + 7.00% |
Effective date: September 18, 2024
Put your money to work, and see the benefits in your accounts and the world around you.