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HOME LOANS

Home Loans

Financing options for buying, building, and fixing.

An option for everyone

Mortgages

  • Affordable and flexible financing options, including:
  • Low down payment mortgages
  • No down payment mortgages
  • First-time homebuyers
  • Mortgage refinancing
  • Adjustable-rate financing
See all mortgages

Let’s build your future

Construction Loans

  • Finance up to 95% of your project’s value​
  • Available for up to 4-unit dwellings
  • Single, fixed-rate mortgage
  • Interest-only payments during construction
  • Pay off an existing land loan or finance new construction​
See construction loans

Put your equity to work

Home Equity Loans

  • Borrow up to 90% loan to value​
  • Easily apply online​
  • No closing costs for fist-time applicants​
  • Flexible accessing options – all-at-once cash for any purpose, interest only line of credit, or refinancing ​
See home equity loans

Loans to get the to-dos done

Home Improvement Loans

  • Terms ranging from 12 to 84 months ​
  • Easily apply online​
  • Equity options that fit your needs: No Equity​, Energy Efficiency, and Home Heating Loan​s
See home improvement loans

Expand your possibilities

Home Renovation Loans

  • Higher Borrowing Limits*
  • Funding that won’t interfere with your current mortgage​
  • Cost effective select lower rates​
  • Borrow more than a traditional Home Improvement Loan
See home renovation loans

FROM OUR COMMUNITY

“We went to Lighthouse in order to finance our new kitchen. The online app was easy to use, and within a few hours of sending it in, they contacted me to let me know that they had received all of our info and would be helping us. The experience of working with them on our loan was great.”

Robert W.

Start making an impact today

Put your money to work, and see the benefits in your accounts and the world around you.

Open an account

Disclosure

*Based on the after-renovation value of your home.