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LIGHTHOUSE NAVIGATOR VISA® CARD

Earn rewards on every purchase1 with cashback and exclusive benefits, making spending more rewarding.

Apply for the Navigator Card
Rates

Make every purchase count

  1. Earn 1% cashback on eligible purchases1
  2. No annual fees1
  3. 16.74% variable purchase APR1

Build rewards, enjoy low rates

Earn points when you spend with your Lighthouse Navigator Card, and redeem them for merchandise, cashback, travel perks, and more1

Apply for the Navigator Card

Navigator Card Benefits

Transform rewards into impact: choose charity donations and Lighthouse will match, dollar for dollar.

  • Earn points on every purchase1
    Redeem for merchandise, cashback, travel perks, and more.
  • Make every purchase count
    Donate your cashback to the Lighthouse Foundation and we’ll match your donation.1
  • Low interest rate1
    Save more with our competitive rates.
  • No annual fees1
    Enhance your credit without extra charges.
  • 24/7 fraud monitoring
    Continuous protection for your peace of mind.

Hear from our members

Lighthouse is always willing to go the extra mile.

– Connor B.

Excellent customer service!!

Been doing business here for quite a few years. Very patient and professional. They go above and beyond!

– Paul

There is never a transaction or issue they cannot handle.

– Michael E.

I can always count on a positive experience

They are knowledgeable, patient and friendly. My financial questions and needs are always met. I couldn’t be happier!

– Michelle

Your money does good

Simply by being a member you’re helping to make a difference across our communities.

  • Affordable Housing

    We’re helping more people find homes and essential shelter through partnerships with nonprofits and local government.

  • Volunteering

    Our employees are given paid time off to volunteer for community programs of their choice.

  • Local Organizations

    We partner with organizations that help to enrich and nourish the lives of our neighbors.

  • Food Access

    We fund programs that help fight food insecurity across our communities.

Bank from your
phone anytime

Bank on the go with our mobile app, and keep it all on track.

  • Access all of your Lighthouse accounts
  • Make easy, secure loan payments
  • Mobile deposit your checks*
Download for iPhone
Download for Android

Credit Card Rates

Current interest rates

Card TypeAPR As Low As¹Description
Lighthouse Anchor Card13.74%
Variable rate
Lighthouse Navigator Card16.74%Variable rate

Effective date: November 20, 2024

VISA® Credit Card Disclosure

Annual Percentage Rate (APR) is accurate as of the date listed above. This rate is variable and subject to change.

See our schedule of fees for details on fees and charges associated with Credit Cards.

All loans are subject to credit approval. Qualifying purchases do not apply to cash advance, VISA® convenience checks, ATM advances, advances for overdraft protection or advances via telephone banking or Digital Banking. Please read the Credit Card Terms and Conditions for your card type.

Mobile Banking Disclosure

*Mobile check deposit is only available to members over 16 years old. Deposits are subject to our discretion. Standard Funds Availability policy applies. Please see the Mobile Deposit Disclosure and Agreement for details. 

Financial Calculators

Banking is better for our members with fair rates, affordable loans, and promising financial futures. And money can do more when put back into projects for affordable housing and helping those that need a hand up.

Personal Financing

Start making an impact today

Let’s put your money to work for good.

Open an account